Helping people to overcome debt problems

Debt Free Direct has always given free best advice* to callers. Our aim is to suggest effective debt solutions using our sophisticated Best Advice Model (BAM) - BAM quickly and accurately analyses the information on each person's situation and recommends the most appropriate, least drastic solution for them.

Debt Free Direct only ever suggests a solution such as an IVA when it’s appropriate. We help anybody who calls us about their debt problems and we never charge for our advice which is always given objectively and without obligation. We don’t pass judgements and we respond seriously to callers’ concerns.

Above all, we understand how much stress debt can cause and we work to help thousands of people, even campaigning hard to have the whole debt industry more tightly regulated. When you ask for our help you’re free to follow our advice or ignore it but you’ll always be better informed.

Costs involved in an IVA

* Click on IVAs and Advice to find out about our charges